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Texas Home Equity Conversion Mortgages for Seniors

Reverse Mortgages are increasing in popularity with seniors who have equity in their homes and want to supplement their income. The only Reverse Mortgage insured by the U.S. Federal Government is called a Home Equity Conversion Mortgage or HECM, and is only available through an Texas FHA approved lender.

Can the lender take my home away if I outlive the loan?

No. You do not need to repay the loan as long as you or one of the borrowers continues to live in the house and keeps the taxes and insurance current. You can never owe more than the value of your home at the time you or your heirs sell the home.

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Why Choose Us?

If you've studied Reverse Mortgages, you've probably run across the Statistic that over 96% of the Seniors in a recent Nationwide AARP Survey stated that they were So Happy with their decision to do a Reverse Mortgage, they'd recommend it to their Friends! They view a Reverse Mortgage as a Financial Planning Tool, or a No Monthly Payment "Advance" on the Equity in their Homes to Grow and Protect their Families and Estate.

The Question then becomes, what Company do I want to Trust to Guide me to the Best Deal: the Lowest Interest Rate and Fees? Look for a Texas Certified Reverse Mortgage Specialist that Shops multiple Lenders and Programs for you to Compare, has Flexibility with their Rates and Fees larger, impersonal, non-local management doesn't allow, and can Show on paper how a Reverse Mortgage can PAY for itself over time - and Make You Money. Guardian Reverse Lending knows the Texas Reverse Mortgage Market.